This is a must have for a home buyer. especially a first timer like myself. Irwin's book covered many scenerios I experienced in my home buying process. It totally streamlined the process and eased many of my fears.It is tough buying a home especially if you're single. There was no one available to me to ask questions of. I would hate to think what would have happened if I hadn't read it. And for the record I leveraged my closing cost with the mortgage broker and the seller to come up with a zero down and zero out of pocket closing with an interest rate of 5.5% on a 15 year.But just a word of caution: READ as much as you can about buying a home before doing so and don't take someones word and what to do as dogma. And finally, find a good agent and leverage the hell out of the seller.
Product DescriptionA concise, quick-reference guide to save money and headaches when closing on a home
Fraught with arcane rituals, hidden traps and pitfalls, and confusing legal mumbo jumbo, the closing can be the most harrowing part of the home buying equation.
Modeled after Robert Irwin's popular Home Buyer's Checklist, this book is packed with checklists, pointers, questions, and tactics that help a home buyer close the deal without losing his or her sense of humor, sanity, or shirt, including:
- A complete lowdown on what to ask, where to get the answers, and how much things cost
- A list of information and documents needed to ensure a closing goes smoothly
- Guidance on issues such as attorneys, bankers, title, inspections, insurance, surveys, and walk-throughs
From the Back Cover How to ensure a clean, calm, surprise-free closing
It's one of life's most exciting, important, and stressful events. A home closing is fraught with arcane rituals, hidden traps and pitfalls, and confusing legal mumbo jumbo--not to mention the enormous amount of money that changes hands! The Home Closing Checklist leads you step by step through every stage of your closing, from making an offer of purchase to slipping a new set of keys onto your key ring.
Modeled after Robert Irwin's classic Home Buyer's Checklist, this think-of-everything guide is packed with all of the practical information and know-how you need close the deal without losing your sense of humor, your sanity, or your shirt. It's loaded with checklists, pointers, tactical advice, and tips on how to ask the right questions and find the answers you need. You'll find out how to:
- Present a written offer and have the seller accept and sign it
- Open escrow, secure financing, and negotiate lender costs
- Read and approve seller's disclosures
- Obtain a title search and property inspection
- Avoid "garbage" closing costs
- Conduct the final walk-through
- And much more
Robert Irwin is a leading national expert in all areas of real estate and the author of 50 books, including those in McGraw-Hill's bestselling Tips and Traps series.
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This book is a very easy and entertaining read that is extremely useful for understanding how real estate agents work, how to deal with them and how to negotiate.Although specifically aimed at home buying, the principles can be extended to almost anything.The principles are frequently repeated but are usually expanded upon with more detail or anecdotes.
